Subsidized Student Loan Amounts Per Year

Subsidized and unsubsidized loans are capped at 31 000 through four years of an undergraduate education if you re a dependent student.

Subsidized student loan amounts per year.

Third and fourth year undergraduate students 7 500 with no more than 5 500 as subsidized loans. As an independent undergraduate student you can borrow up to 57 500 towards your undergraduate degree. Second year 29 1 59 credits 6 500. Dependent undergraduate student with a parent plus loan denial independent undergraduate student graduate and professional degree student.

If for example your subsidized loan total in year one as a dependent undergrad is 3 500 you are limited to 2 000 in unsubsidized loans for that year. If your subsidized total is less than. The amount you may borrow is determined by your level of study as follows. A maximum of 3 500 may be subsidized.

Each of these loan limits for federal student loans is per year. Second year undergraduate students 6 500 with no more than 4 500 as subsidized loans. A maximum of 3 500 may be subsidized. First year 0 29 credits 5 500.

Graduate students can borrow up to 20 500 annually and 138 500 total which includes. There is also an aggregate loan limit of 31 000 for dependent undergraduate students with no more than 23 000 as the aggregate limit for subsidized loans.